Guides

• CNY vs CNH: Onshore and Offshore Yuan, Explained Plainly

  CNY vs CNH explained in plain English: same Chinese currency, two trading pools, why the onshore and offshore rates can diverge, and who actually uses each code.

• How China Manages the Yuan: Fix, Band, and Capital Controls

  A neutral explainer on how China manages the yuan: the managed float, PBOC daily fix or central parity, the trading band, and the role of capital controls.

• Spending Money in China: Cards, Alipay, WeChat Pay, Cash

  A visitor's guide to spending money in China: real card acceptance, linking international cards to Alipay and WeChat Pay, cash and ATMs, fees, and practical tips.

• Yuan to Dollar Conversion Explained: Rates, Spreads, and Fees

  How yuan to dollar conversion works, what the mid-market and reference rates mean, and why your bank or card total differs from the published rate, with a worked example.